experienced and sophisticated, knowledgeable about the world

अनुभवी

English Usage: Her worldly wisdom helped her navigate the complexities of city life.

Hindi Usage: उसकी अनुभवी बुद्धिमत्ता ने उसे शहर की जिंदगी की जटिलताओं को समझने में मदद की।

relating to the physical world as opposed to the spiritual or intellectual

भौतिक

English Usage: He was more focused on worldly possessions than spiritual growth.

Hindi Usage: वह भौतिक वस्तुओं पर अधिक ध्यान केंद्रित था बजाय कि आध्यात्मिक विकास के।