The act of pledging an asset as collateral without giving up ownership.

संपत्ति को गिरवी रखना बिना स्वामित्व खोए।

English Usage: "The bank approved the loan based on the hypothecation of the property."

Hindi Usage: "बैंक ने संपत्ति के hypothecation के आधार पर ऋण को मंजूरी दी।"